Demonstrating stability in even the most volatile markets, Heritage Financial has been California's Real Estate Financing choice since 1990. Whether you're a seasoned homeowner or a first time homebuyer, we have all your mortgage needs covered!
Wanda Martin and Emily Sandefur, lifetime Ojai Residents, are the heart of The Heritage Team. They are an energetic duo with strong ethics and a vast knowledge of the industry. Together with the other Heritage staff members, their experience spans over three decades!
Be sure to click on Companyat the top of this page to learn about all the members of The Heritage Team.
We invite you to use this site as an informative tool - here you'll find everything you'll need to get a great home loan, find community resources, stay informed with up to date Real Estate & market information, and be sure to check out all the Real Estate and Mortgage tips!
Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.
